---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch44"
level: "chapter"
label: "Chapter 44"
heading: "Truth in Savings"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch44"
sections_count: 13
---

# Chapter 44 — Truth in Savings

Title 12 — Banks and Banking

## Sections

- [§4301. Findings and purpose](/usc/12/4301.md)
- [§4302. Disclosure of interest rates and terms of accounts](/usc/12/4302.md)
- [§4303. Account schedule](/usc/12/4303.md)
- [§4304. Disclosure requirements for certain accounts](/usc/12/4304.md)
- [§4305. Distribution of schedules](/usc/12/4305.md)
- [§4306. Payment of interest](/usc/12/4306.md)
- [§4307. Periodic statements](/usc/12/4307.md)
- [§4308. Regulations](/usc/12/4308.md)
- [§4309. Administrative enforcement](/usc/12/4309.md)
- [§4310. Repealed.](/usc/12/4310.md)
- [§4311. Credit unions](/usc/12/4311.md)
- [§4312. Effect on State law](/usc/12/4312.md)
- [§4313. Definitions](/usc/12/4313.md)