---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch42/schI"
level: "subchapter"
label: "Subchapter I"
heading: "Prepayment of Mortgages Insured under National Housing Act"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch42-schI"
sections_count: 25
---

# Subchapter I — Prepayment of Mortgages Insured under National Housing Act

Title 12 — Banks and Banking › Chapter 42 — Low-Income Housing Preservation and Resident Homeownership

## Sections

- [§4101. General prepayment limitation](/usc/12/4101.md)
- [§4102. Notice of intent](/usc/12/4102.md)
- [§4103. Appraisal and preservation value of eligible low-income housing](/usc/12/4103.md)
- [§4104. Annual authorized return and preservation rents](/usc/12/4104.md)
- [§4105. Federal cost limits and limitations on plans of action](/usc/12/4105.md)
- [§4106. Information from Secretary](/usc/12/4106.md)
- [§4107. Plan of action](/usc/12/4107.md)
- [§4108. Prepayment and voluntary termination](/usc/12/4108.md)
- [§4109. Incentives to extend low-income use](/usc/12/4109.md)
- [§4110. Incentives for transfer to qualified purchasers](/usc/12/4110.md)
- [§4111. Mandatory sale for housing exceeding Federal cost limits](/usc/12/4111.md)
- [§4112. Criteria for approval of plan of action involving incentives](/usc/12/4112.md)
- [§4113. Assistance for displaced tenants](/usc/12/4113.md)
- [§4114. Permissible prepayment or voluntary termination and modification of commitments](/usc/12/4114.md)
- [§4115. Timetable for approval of plan of action](/usc/12/4115.md)
- [§4116. Resident homeownership program](/usc/12/4116.md)
- [§4117. Delegated responsibility to State agencies](/usc/12/4117.md)
- [§4118. Consultations with other interested parties](/usc/12/4118.md)
- [§4119. Definitions](/usc/12/4119.md)
- [§4120. Notice to tenants](/usc/12/4120.md)
- [§4121. Definitions of qualified and priority purchaser and related party rule](/usc/12/4121.md)
- [§4122. Preemption of State and local laws](/usc/12/4122.md)
- [§4123. Severability](/usc/12/4123.md)
- [§4124. Authorization of appropriations](/usc/12/4124.md)
- [§4125. State preservation project assistance](/usc/12/4125.md)