---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch41"
level: "chapter"
label: "Chapter 41"
heading: "Expedited Funds Availability"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch41"
sections_count: 10
---

# Chapter 41 — Expedited Funds Availability

Title 12 — Banks and Banking

## Sections

- [§4001. Definitions](/usc/12/4001.md)
- [§4002. Expedited funds availability schedules](/usc/12/4002.md)
- [§4003. Safeguard exceptions](/usc/12/4003.md)
- [§4004. Disclosure of funds availability policies](/usc/12/4004.md)
- [§4005. Payment of interest](/usc/12/4005.md)
- [§4006. Miscellaneous provisions](/usc/12/4006.md)
- [§4007. Effect on State law](/usc/12/4007.md)
- [§4008. Regulations and reports by Board](/usc/12/4008.md)
- [§4009. Administrative enforcement](/usc/12/4009.md)
- [§4010. Civil liability](/usc/12/4010.md)