---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch39"
level: "chapter"
label: "Chapter 39"
heading: "Alternative Mortgage Transactions"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch39"
sections_count: 6
---

# Chapter 39 — Alternative Mortgage Transactions

Title 12 — Banks and Banking

## Sections

- [§3801. Findings and purpose](/usc/12/3801.md)
- [§3802. Definitions](/usc/12/3802.md)
- [§3803. Alternative mortgage authority](/usc/12/3803.md)
- [§3804. Applicability of preemption provisions](/usc/12/3804.md)
- [§3805. Applicability of consumer protection provisions](/usc/12/3805.md)
- [§3806. Adjustable rate mortgage caps](/usc/12/3806.md)