---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch35"
level: "chapter"
label: "Chapter 35"
heading: "Right to Financial Privacy"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch35"
sections_count: 23
---

# Chapter 35 — Right to Financial Privacy

Title 12 — Banks and Banking

## Sections

- [§3401. Definitions](/usc/12/3401.md)
- [§3402. Access to financial records by Government authorities prohibited; exceptions](/usc/12/3402.md)
- [§3403. Confidentiality of financial records](/usc/12/3403.md)
- [§3404. Customer authorizations](/usc/12/3404.md)
- [§3405. Administrative subpena and summons](/usc/12/3405.md)
- [§3406. Search warrants](/usc/12/3406.md)
- [§3407. Judicial subpena](/usc/12/3407.md)
- [§3408. Formal written request](/usc/12/3408.md)
- [§3409. Delayed notice](/usc/12/3409.md)
- [§3410. Customer challenges](/usc/12/3410.md)
- [§3411. Duty of financial institutions](/usc/12/3411.md)
- [§3412. Use of information](/usc/12/3412.md)
- [§3413. Exceptions](/usc/12/3413.md)
- [§3414. Special procedures](/usc/12/3414.md)
- [§3415. Cost reimbursement](/usc/12/3415.md)
- [§3416. Jurisdiction](/usc/12/3416.md)
- [§3417. Civil penalties](/usc/12/3417.md)
- [§3418. Injunctive relief](/usc/12/3418.md)
- [§3419. Suspension of limitations](/usc/12/3419.md)
- [§3420. Grand jury information; notification of certain persons prohibited](/usc/12/3420.md)
- [§3421. Repealed.](/usc/12/3421.md)
- [§3422. Applicability to Securities and Exchange Commission](/usc/12/3422.md)
- [§3423. Immunity from suit for disclosure of financial exploitation of senior citizens](/usc/12/3423.md)