---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch3/schX"
level: "subchapter"
label: "Subchapter X"
heading: "Powers and Duties of Member Banks"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch3-schX"
sections_count: 18
---

# Subchapter X — Powers and Duties of Member Banks

Title 12 — Banks and Banking › Chapter 3 — Federal Reserve System

## Sections

- [§371. Real estate loans](/usc/12/371.md)
- [§371a. Repealed.](/usc/12/371a.md)
- [§371b. Rate of interest on time deposits; payment of time deposits before maturity; waiver of notice requirements for withdrawal of savings deposits](/usc/12/371b.md)
- [§371b–1. Repealed.](/usc/12/371b-1.md)
- [§371b–2. Interbank liabilities](/usc/12/371b-2.md)
- [§371c. Banking affiliates](/usc/12/371c.md)
- [§371c–1. Restrictions on transactions with affiliates](/usc/12/371c-1.md)
- [§371d. Investment in bank premises or stock of corporation holding premises](/usc/12/371d.md)
- [§372. Bankers’ acceptances](/usc/12/372.md)
- [§373. Acceptance of drafts or bills drawn by banks in foreign countries or dependencies of United States for purpose of dollar exchange](/usc/12/373.md)
- [§374. Acting as agent for nonmember bank in getting discounts from reserve bank](/usc/12/374.md)
- [§374a. Acting as agent for nonbanking borrower in making loans on securities to dealers in stocks, bonds, etc.; penalties](/usc/12/374a.md)
- [§375. Reserved](/usc/12/375.md)
- [§375a. Loans to executive officers of banks](/usc/12/375a.md)
- [§375b. Extensions of credit to executive officers, directors, and principal shareholders of member banks](/usc/12/375b.md)
- [§376. Rate of interest paid to directors, etc.](/usc/12/376.md)
- [§377. Repealed.](/usc/12/377.md)
- [§378. Dealers in securities engaging in banking business; individuals or associations engaging in banking business; examinations and reports; penalties](/usc/12/378.md)