---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch27"
level: "chapter"
label: "Chapter 27"
heading: "Real Estate Settlement Procedures"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch27"
sections_count: 15
---

# Chapter 27 — Real Estate Settlement Procedures

Title 12 — Banks and Banking

## Sections

- [§2601. Congressional findings and purpose](/usc/12/2601.md)
- [§2602. Definitions](/usc/12/2602.md)
- [§2603. Uniform settlement statement](/usc/12/2603.md)
- [§2604. Home buying information booklets](/usc/12/2604.md)
- [§2605. Servicing of mortgage loans and administration of escrow accounts](/usc/12/2605.md)
- [§2606. Exempted transactions](/usc/12/2606.md)
- [§2607. Prohibition against kickbacks and unearned fees](/usc/12/2607.md)
- [§2608. Title companies; liability of seller](/usc/12/2608.md)
- [§2609. Limitation on requirement of advance deposits in escrow accounts](/usc/12/2609.md)
- [§2610. Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements](/usc/12/2610.md)
- [§2611...2613. Repealed.](/usc/12/2611...2613.md)
- [§2614. Jurisdiction of courts; limitations](/usc/12/2614.md)
- [§2615. Contracts and liens; validity](/usc/12/2615.md)
- [§2616. State laws unaffected; inconsistent Federal and State provisions](/usc/12/2616.md)
- [§2617. Authority of Bureau](/usc/12/2617.md)