---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch2"
level: "chapter"
label: "Chapter 2"
heading: "National Banks"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch2"
sections_count: 140
---

# Chapter 2 — National Banks

Title 12 — Banks and Banking

## Contents

- [Subchapter I — Organization and General Provisions](/usc/12/ch2-schI.md)
- [Subchapter II — Capital, Stock, and Stockholders](/usc/12/ch2-schII.md)
- [Subchapter III — Directors](/usc/12/ch2-schIII.md)
- [Subchapter IV — Regulation of the Banking Business; Powers and Duties of National Banks](/usc/12/ch2-schIV.md)
- [Subchapter V — Obtaining and Issuing Circulating Notes](/usc/12/ch2-schV.md)
- [Subchapter VI — Redemption and Replacement of Circulating Notes](/usc/12/ch2-schVI.md)
- [Subchapter VII — Proceedings on Failure of Bank to Redeem Circulating Notes](/usc/12/ch2-schVII.md)
- [Subchapter VIII — Reserve Cities; Lawful Reserves](/usc/12/ch2-schVIII.md)
- [Subchapter IX — Formation of Associations to Issue Gold Notes](/usc/12/ch2-schIX.md)
- [Subchapter X — Bank Examinations; Reports](/usc/12/ch2-schX.md)
- [Subchapter XI — Miscellaneous Provisions Regarding United States Bonds in Relation to National Banks](/usc/12/ch2-schXI.md)
- [Subchapter XII — Voluntary Dissolution](/usc/12/ch2-schXII.md)
- [Subchapter XIII — Receivership](/usc/12/ch2-schXIII.md)
- [Subchapter XIV — Bank Conservation Act](/usc/12/ch2-schXIV.md)
- [Subchapter XV — Conversion of National Banks into State Banks](/usc/12/ch2-schXV.md)
- [Subchapter XVI — Consolidation and Merger](/usc/12/ch2-schXVI.md)
- [Subchapter XVII — Disposition of Unclaimed Property Recovered from Closed National Banks](/usc/12/ch2-schXVII.md)