---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch2/schIV"
level: "subchapter"
label: "Subchapter IV"
heading: "Regulation of the Banking Business; Powers and Duties of National Banks"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch2-schIV"
sections_count: 18
---

# Subchapter IV — Regulation of the Banking Business; Powers and Duties of National Banks

Title 12 — Banks and Banking › Chapter 2 — National Banks

## Sections

- [§81. Place of business](/usc/12/81.md)
- [§82. Repealed.](/usc/12/82.md)
- [§83. Loans by bank on its own stock](/usc/12/83.md)
- [§84. Lending limits](/usc/12/84.md)
- [§85. Rate of interest on loans, discounts and purchases](/usc/12/85.md)
- [§86. Usurious interest; penalty for taking; limitations](/usc/12/86.md)
- [§86a. Omitted](/usc/12/86a.md)
- [§87...89. Repealed.](/usc/12/87...89.md)
- [§90. Depositaries of public moneys and financial agents of Government](/usc/12/90.md)
- [§91. Transfers by bank and other acts in contemplation of insolvency](/usc/12/91.md)
- [§92. Acting as insurance agent or broker](/usc/12/92.md)
- [§92a. Trust powers](/usc/12/92a.md)
- [§93. Violation of provisions of chapter](/usc/12/93.md)
- [§93a. Authority to prescribe rules and regulations](/usc/12/93a.md)
- [§94. Venue of suits](/usc/12/94.md)
- [§94a. Repealed.](/usc/12/94a.md)
- [§95. Emergency limitations and restrictions on business of members of Federal Reserve System; designation of legal holiday for national banking associations; exceptions; “State” defined](/usc/12/95.md)
- [§95b. Omitted](/usc/12/95b.md)