--- kind: "unit" title: "12" title_heading: "Banks and Banking" key: "ch16" level: "chapter" label: "Chapter 16" heading: "Federal Deposit Insurance Corporation" release: "119-102" date: "2026-07-12" url: "https://uscodex.org/usc/12/ch16" sections_count: 75 --- # Chapter 16 — Federal Deposit Insurance Corporation Title 12 — Banks and Banking ## Sections - [§1811. Federal Deposit Insurance Corporation](/usc/12/1811.md) - [§1812. Management](/usc/12/1812.md) - [§1813. Definitions](/usc/12/1813.md) - [§1814. Insured depository institutions](/usc/12/1814.md) - [§1815. Deposit insurance](/usc/12/1815.md) - [§1816. Factors to be considered](/usc/12/1816.md) - [§1817. Assessments](/usc/12/1817.md) - [§1818. Termination of status as insured depository institution](/usc/12/1818.md) - [§1819. Corporate powers](/usc/12/1819.md) - [§1820. Administration of Corporation](/usc/12/1820.md) - [§1820a. Examination of investment companies](/usc/12/1820a.md) - [§1821. Insurance Funds](/usc/12/1821.md) - [§1821a. FSLIC Resolution Fund](/usc/12/1821a.md) - [§1822. Corporation as receiver](/usc/12/1822.md) - [§1823. Corporation monies](/usc/12/1823.md) - [§1824. Borrowing authority](/usc/12/1824.md) - [§1825. Issuance of notes, debentures, bonds, and other obligations; exemptions](/usc/12/1825.md) - [§1826. Forms of obligations; preparation by Secretary of the Treasury](/usc/12/1826.md) - [§1827. Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits](/usc/12/1827.md) - [§1828. Regulations governing insured depository institutions](/usc/12/1828.md) - [§1828a. Prudential safeguards](/usc/12/1828a.md) - [§1828b. Interagency data sharing](/usc/12/1828b.md) - [§1829. Penalty for unauthorized participation by convicted individual](/usc/12/1829.md) - [§1829a. Participation by State nonmember insured banks in lotteries and related activities](/usc/12/1829a.md) - [§1829b. Retention of records by insured depository institutions](/usc/12/1829b.md) - [§1829c. Making online banking initiation legal and easy](/usc/12/1829c.md) - [§1830. Nondiscrimination](/usc/12/1830.md) - [§1831. Separability of certain provisions of this chapter](/usc/12/1831.md) - [§1831a. Activities of insured State banks](/usc/12/1831a.md) - [§1831b. Disclosures with respect to certain federally related mortgage loans](/usc/12/1831b.md) - [§1831c. Assuring consistent oversight of subsidiaries of holding companies](/usc/12/1831c.md) - [§1831d. State-chartered insured depository institutions and insured branches of foreign banks](/usc/12/1831d.md) - [§1831e. Activities of savings associations](/usc/12/1831e.md) - [§1831f. Brokered deposits](/usc/12/1831f.md) - [§1831f–1. Repealed.](/usc/12/1831f-1.md) - [§1831g. Contracts between depository institutions and persons providing goods, products, or services](/usc/12/1831g.md) - [§1831h. Repealed.](/usc/12/1831h.md) - [§1831i. Agency disapproval of directors and senior executive officers of insured depository institutions or depository institution holding companies](/usc/12/1831i.md) - [§1831j. Depository institution employee protection remedy](/usc/12/1831j.md) - [§1831k. Reward for information leading to recoveries or civil penalties](/usc/12/1831k.md) - [§1831l. Coordination of risk analysis between SEC and Federal banking agencies](/usc/12/1831l.md) - [§1831m. Early identification of needed improvements in financial management](/usc/12/1831m.md) - [§1831m–1. Reports of information regarding safety and soundness of depository institutions](/usc/12/1831m-1.md) - [§1831n. Accounting objectives, standards, and requirements](/usc/12/1831n.md) - [§1831o. Prompt corrective action](/usc/12/1831o.md) - [§1831o–1. Source of strength](/usc/12/1831o-1.md) - [§1831p. Transferred](/usc/12/1831p.md) - [§1831p–1. Standards for safety and soundness](/usc/12/1831p-1.md) - [§1831q. FDIC affordable housing program](/usc/12/1831q.md) - [§1831r. Payments on foreign deposits prohibited](/usc/12/1831r.md) - [§1831r–1. Notice of branch closure](/usc/12/1831r-1.md) - [§1831s. Transferred](/usc/12/1831s.md) - [§1831t. Depository institutions lacking Federal deposit insurance](/usc/12/1831t.md) - [§1831u. Interstate bank mergers](/usc/12/1831u.md) - [§1831v. Authority of State insurance regulator and Securities and Exchange Commission](/usc/12/1831v.md) - [§1831w. Safety and soundness firewalls applicable to financial subsidiaries of banks](/usc/12/1831w.md) - [§1831x. Insurance customer protections](/usc/12/1831x.md) - [§1831y. CRA sunshine requirements](/usc/12/1831y.md) - [§1831z. Bi-annual FDIC survey and report on encouraging use of depository institutions by the unbanked](/usc/12/1831z.md) - [§1831aa. Enforcement of agreements](/usc/12/1831aa.md) - [§1831bb. Capital requirements for certain acquisition, development, or construction loans](/usc/12/1831bb.md) - [§1831cc. Data standards](/usc/12/1831cc.md) - [§1831dd. Open data publication](/usc/12/1831dd.md) - [§1832. Withdrawals by negotiable or transferable instruments for transfers to third parties](/usc/12/1832.md) - [§1833. Repealed.](/usc/12/1833.md) - [§1833a. Civil penalties](/usc/12/1833a.md) - [§1833b. Comparability in compensation schedules](/usc/12/1833b.md) - [§1833c. Comptroller General audit and access to records](/usc/12/1833c.md) - [§1833d. Repealed.](/usc/12/1833d.md) - [§1833e. Equal opportunity](/usc/12/1833e.md) - [§1834. Reduced assessment rate for deposits attributable to lifeline accounts](/usc/12/1834.md) - [§1834a. Assessment credits for qualifying activities relating to distressed communities](/usc/12/1834a.md) - [§1834b. Community development organizations](/usc/12/1834b.md) - [§1835. Insured depository institution capital requirements for transfers of small business obligations](/usc/12/1835.md) - [§1835a. Prohibition against deposit production offices](/usc/12/1835a.md)