---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch13"
level: "chapter"
label: "Chapter 13"
heading: "National Housing"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch13"
sections_count: 274
---

# Chapter 13 — National Housing

Title 12 — Banks and Banking

## Sections

- [§1701. Short title](/usc/12/1701.md)
- [§1701a. Short title of amendment of 1938](/usc/12/1701a.md)
- [§1701b. Short title of amendment of 1942](/usc/12/1701b.md)
- [§1701c. Secretary of Housing and Urban Development](/usc/12/1701c.md)
- [§1701c–1. Omitted](/usc/12/1701c-1.md)
- [§1701d. Repealed.](/usc/12/1701d.md)
- [§1701d–2. Repealed.](/usc/12/1701d-2.md)
- [§1701d–3. Repealed.](/usc/12/1701d-3.md)
- [§1701d–4. Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities](/usc/12/1701d-4.md)
- [§1701f. Repealed.](/usc/12/1701f.md)
- [§1701f–1. Repealed.](/usc/12/1701f-1.md)
- [§1701g...1701g–3. Omitted](/usc/12/1701g...1701g-3.md)
- [§1701g–4. Omitted](/usc/12/1701g-4.md)
- [§1701g–5. Revolving fund in connection with liquidating programs](/usc/12/1701g-5.md)
- [§1701g–5a. Transfer of New Communities Fund assets and liabilities](/usc/12/1701g-5a.md)
- [§1701g–5b. Liquidation of New Communities Program; cancellation of debt](/usc/12/1701g-5b.md)
- [§1701g–5c. Transfer of rehabilitation loan fund assets and liabilities](/usc/12/1701g-5c.md)
- [§1701h. Advisory committees; payment of transportation and other expenses](/usc/12/1701h.md)
- [§1701h–1. Housing for elderly persons advisory committee](/usc/12/1701h-1.md)
- [§1701i–1. Omitted](/usc/12/1701i-1.md)
- [§1701j. Repealed.](/usc/12/1701j.md)
- [§1701j–1. Builder’s certification as to construction](/usc/12/1701j-1.md)
- [§1701j–2. National Institute of Building Sciences](/usc/12/1701j-2.md)
- [§1701j–3. Preemption of due-on-sale prohibitions](/usc/12/1701j-3.md)
- [§1701k. Right to redeem property on which United States has lien](/usc/12/1701k.md)
- [§1701l. Limitation on interest rates of insured mortgages; terms of sales](/usc/12/1701l.md)
- [§1701l–1. Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure](/usc/12/1701l-1.md)
- [§1701m. Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation](/usc/12/1701m.md)
- [§1701n. Reduction of vulnerability of congested urban areas to enemy attack](/usc/12/1701n.md)
- [§1701o. Annual report of Secretary](/usc/12/1701o.md)
- [§1701p. Contents of report to President and Congress](/usc/12/1701p.md)
- [§1701p–1. Periodic report on residential mortgage delinquencies and foreclosures](/usc/12/1701p-1.md)
- [§1701p–2. Default and foreclosure database](/usc/12/1701p-2.md)
- [§1701q. Supportive housing for the elderly](/usc/12/1701q.md)
- [§1701q–1. Civil money penalties against mortgagors under](/usc/12/1701q-1.md)
- [§1701q–2. Grants for conversion of elderly housing to assisted living facilities and other purposes](/usc/12/1701q-2.md)
- [§1701q–3. Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties](/usc/12/1701q-3.md)
- [§1701r. Congressional findings respecting housing for senior citizens](/usc/12/1701r.md)
- [§1701r–1. Pet ownership in assisted rental housing for the elderly or handicapped](/usc/12/1701r-1.md)
- [§1701s. Rent supplement payments for qualified lower income families](/usc/12/1701s.md)
- [§1701t. Congressional affirmation of national goal of decent homes and suitable living environment for American families](/usc/12/1701t.md)
- [§1701u. Economic opportunities for low- and very low-income persons](/usc/12/1701u.md)
- [§1701v. Congressional findings and declaration for improved architectural design in Government housing programs](/usc/12/1701v.md)
- [§1701w. Budget, debt management, and related counseling services for mortgagors; authorization of appropriations](/usc/12/1701w.md)
- [§1701x. Assistance with respect to housing for low- and moderate-income families](/usc/12/1701x.md)
- [§1701x–1. Home inspection counseling](/usc/12/1701x-1.md)
- [§1701x–2. Legal assistance for foreclosure-related issues](/usc/12/1701x-2.md)
- [§1701y. National Homeownership Foundation](/usc/12/1701y.md)
- [§1701z. New technologies in the development of housing for lower income families](/usc/12/1701z.md)
- [§1701z–1. Research and demonstrations; authorization of appropriations; continuing availability of funds](/usc/12/1701z-1.md)
- [§1701z–2. Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance](/usc/12/1701z-2.md)
- [§1701z–3. Experimental housing allowance payment program](/usc/12/1701z-3.md)
- [§1701z–4. Abandoned properties demonstration proj­ect](/usc/12/1701z-4.md)
- [§1701z–5. Demonstrations of heating or cooling residential housing utilizing solar energy](/usc/12/1701z-5.md)
- [§1701z–6. Special housing need research and demonstration authority](/usc/12/1701z-6.md)
- [§1701z–7. Studies to determine extent of need for counseling to mortgagors; report to Congress](/usc/12/1701z-7.md)
- [§1701z–8. Energy conservation and renewable-resource demonstration](/usc/12/1701z-8.md)
- [§1701z–9. Expansion of home ownership opportunities in urban areas](/usc/12/1701z-9.md)
- [§1701z–10. Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress](/usc/12/1701z-10.md)
- [§1701z–10a. Biennial survey of economic and housing market conditions](/usc/12/1701z-10a.md)
- [§1701z–11. Management and disposition of multifamily housing projects](/usc/12/1701z-11.md)
- [§1701z–12. Housing access](/usc/12/1701z-12.md)
- [§1701z–13. Solar energy for single-family and multifamily housing units](/usc/12/1701z-13.md)
- [§1701z–14. Lower cost technology demonstration program](/usc/12/1701z-14.md)
- [§1701z–15. Approval of individual residential water purification or treatment units](/usc/12/1701z-15.md)
- [§1701z–16. Energy efficient mortgages pilot program](/usc/12/1701z-16.md)
- [§1701z–17. Increasing access and understanding of energy efficient mortgages](/usc/12/1701z-17.md)

## Contents

- [Subchapter I — Housing Renovation and Modernization](/usc/12/ch13-schI.md)
- [Subchapter II — Mortgage Insurance](/usc/12/ch13-schII.md)
- [Subchapter III — National Mortgage Associations](/usc/12/ch13-schIII.md)
- [Subchapter IV — Insurance of Savings and Loan Accounts](/usc/12/ch13-schIV.md)
- [Subchapter V — Miscellaneous](/usc/12/ch13-schV.md)
- [Subchapter VI — War Housing Insurance](/usc/12/ch13-schVI.md)
- [Subchapter VII — Insurance for Investments in Rental Housing for Families of Moderate Income](/usc/12/ch13-schVII.md)
- [Subchapter VIII — Armed Services Housing Mortgage Insurance](/usc/12/ch13-schVIII.md)
- [Subchapter IX — Housing for Educational Institutions](/usc/12/ch13-schIX.md)
- [Subchapter IX–A — Mortgage Insurance for Land Development and New Communities](/usc/12/ch13-schIX-A.md)
- [Subchapter IX–B — Mortgage Insurance for Group Practice Facilities and Medical Practice Facilities](/usc/12/ch13-schIX-B.md)
- [Subchapter IX–C — National Insurance Development Program](/usc/12/ch13-schIX-C.md)
- [Subchapter X — National Defense Housing Insurance](/usc/12/ch13-schX.md)
- [Subchapter XI — Voluntary Home Mortgage Credit](/usc/12/ch13-schXI.md)
