--- kind: "unit" title: "12" title_heading: "Banks and Banking" key: "ch13/schII" level: "subchapter" label: "Subchapter II" heading: "Mortgage Insurance" release: "119-102" date: "2026-07-12" url: "https://uscodex.org/usc/12/ch13-schII" sections_count: 74 --- # Subchapter II — Mortgage Insurance Title 12 — Banks and Banking › Chapter 13 — National Housing ## Sections - [§1707. Definitions](/usc/12/1707.md) - [§1708. Federal Housing Administration operations](/usc/12/1708.md) - [§1709. Insurance of mortgages](/usc/12/1709.md) - [§1709–1. Repealed.](/usc/12/1709-1.md) - [§1709–1a. State constitutional and legal limits upon interest chargeable on loans, mortgages, or other interim financing arrangements; applicability; covered arrangements](/usc/12/1709-1a.md) - [§1709–2. Equity skimming; penalty; persons liable; one dwelling exemption](/usc/12/1709-2.md) - [§1709a. Determination of loan-to-value ratios](/usc/12/1709a.md) - [§1709b. Repealed.](/usc/12/1709b.md) - [§1710. Payment of insurance](/usc/12/1710.md) - [§1711. General Surplus and Participating Reserve Accounts](/usc/12/1711.md) - [§1712. Investment of funds](/usc/12/1712.md) - [§1712a. Indexing of FHA multifamily housing loan limits](/usc/12/1712a.md) - [§1713. Rental housing insurance](/usc/12/1713.md) - [§1714. Taxation](/usc/12/1714.md) - [§1715. Statistical and economic surveys](/usc/12/1715.md) - [§1715a. Repealed.](/usc/12/1715a.md) - [§1715b. Rules and regulations](/usc/12/1715b.md) - [§1715c. Labor standards](/usc/12/1715c.md) - [§1715d. Insurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands](/usc/12/1715d.md) - [§1715e. Cooperative housing insurance](/usc/12/1715e.md) - [§1715f. Process of applications and issuance of commitments](/usc/12/1715f.md) - [§1715g. Insurance of mortgage where mortgagor is not occupant of property](/usc/12/1715g.md) - [§1715h. Repealed.](/usc/12/1715h.md) - [§1715i. Repealed.](/usc/12/1715i.md) - [§1715j. Repealed.](/usc/12/1715j.md) - [§1715k. Rehabilitation and neighborhood conservation housing insurance](/usc/12/1715k.md) - [§1715l. Housing for moderate income and displaced families](/usc/12/1715l.md) - [§1715m. Repealed.](/usc/12/1715m.md) - [§1715n. Miscellaneous mortgage insurance](/usc/12/1715n.md) - [§1715o. Interest rate on debentures; method of establishment](/usc/12/1715o.md) - [§1715p. Insurance of advances under open-end mortgages; payment of charges; eligibility and conditions](/usc/12/1715p.md) - [§1715q. Delivery of statement of appraisal or estimates to home buyers](/usc/12/1715q.md) - [§1715r. Requirement of builder’s cost certification; definitions](/usc/12/1715r.md) - [§1715s. Treatment of mortgages covering tax credit projects](/usc/12/1715s.md) - [§1715t. Voluntary termination of insurance](/usc/12/1715t.md) - [§1715u. Authority to assist mortgagors in default](/usc/12/1715u.md) - [§1715v. Insurance of mortgages for housing for elderly persons](/usc/12/1715v.md) - [§1715w. Mortgage insurance for nursing homes, intermediate care facilities, and board and care homes](/usc/12/1715w.md) - [§1715x. Experimental housing insurance](/usc/12/1715x.md) - [§1715y. Mortgage insurance for condominiums](/usc/12/1715y.md) - [§1715z. Homeownership or membership in cooperative association for lower income families](/usc/12/1715z.md) - [§1715z–1. Rental and cooperative housing for lower income families](/usc/12/1715z-1.md) - [§1715z–1a. Assistance for troubled multifamily housing projects](/usc/12/1715z-1a.md) - [§1715z–1b. Tenant participation in multifamily housing projects](/usc/12/1715z-1b.md) - [§1715z–1c. Regulation of rents in insured projects](/usc/12/1715z-1c.md) - [§1715z–2. Repealed.](/usc/12/1715z-2.md) - [§1715z–3. Special Risk Insurance Fund](/usc/12/1715z-3.md) - [§1715z–4. Modifications in terms of mortgages covering multifamily projects; requests for extensions to cure defaults or for modification of mortgage terms; regulations](/usc/12/1715z-4.md) - [§1715z–4a. Double damages remedy for unauthorized use of multifamily housing project assets and income](/usc/12/1715z-4a.md) - [§1715z–5. Purchase of fee simple title from lessors](/usc/12/1715z-5.md) - [§1715z–6. Supplemental loans for multifamily projects](/usc/12/1715z-6.md) - [§1715z–7. Mortgage insurance for hospitals](/usc/12/1715z-7.md) - [§1715z–8. Mortgage assistance payments for middle-income families](/usc/12/1715z-8.md) - [§1715z–9. Co-insurance of eligible mortgage, advance, or loan](/usc/12/1715z-9.md) - [§1715z–10. Repealed.](/usc/12/1715z-10.md) - [§1715z–11. Sale to cooperatives of multifamily housing projects acquired by Secretary; acceptance of purchase money mortgage for sale or insurance of mortgage; principal amount of mortgage; expenditures for repairs, etc., prior to sale](/usc/12/1715z-11.md) - [§1715z–11a. Disposition of HUD-owned properties](/usc/12/1715z-11a.md) - [§1715z–12. Single-family mortgage insurance on Hawaiian home lands](/usc/12/1715z-12.md) - [§1715z–13. Single family mortgage insurance on Indian reservations](/usc/12/1715z-13.md) - [§1715z–13a. Loan guarantees for Indian housing](/usc/12/1715z-13a.md) - [§1715z–13b. Loan guarantees for Native Hawaiian housing](/usc/12/1715z-13b.md) - [§1715z–14. Risk-sharing demonstration](/usc/12/1715z-14.md) - [§1715z–15. Limitation on prepayment of mortgages on multifamily rental housing](/usc/12/1715z-15.md) - [§1715z–16. Adjustable rate single family mortgages](/usc/12/1715z-16.md) - [§1715z–17. Shared appreciation mortgages for single family housing](/usc/12/1715z-17.md) - [§1715z–18. Shared appreciation mortgages for multifamily housing](/usc/12/1715z-18.md) - [§1715z–19. Equity skimming penalty](/usc/12/1715z-19.md) - [§1715z–20. Insurance of home equity conversion mortgages for elderly homeowners](/usc/12/1715z-20.md) - [§1715z–21. Delegation of insuring authority to direct endorsement mortgagees](/usc/12/1715z-21.md) - [§1715z–22. Multifamily mortgage credit programs](/usc/12/1715z-22.md) - [§1715z–22a. Definitions](/usc/12/1715z-22a.md) - [§1715z–23. HOPE for Homeowners Program](/usc/12/1715z-23.md) - [§1715z–24. Pilot program for automated process for borrowers without sufficient credit history](/usc/12/1715z-24.md) - [§1715z–25. Mortgage modification data collecting and reporting](/usc/12/1715z-25.md)