---
kind: "section"
citation: "12 U.S.C. § 5220a"
title: "12"
title_heading: "Banks and Banking"
number: "5220a"
heading: "Application of GSE conforming loan limit to mortgages assisted with TARP funds"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/5220a"
units:
  - "Chapter 52 — Emergency Economic Stabilization"
  - "Subchapter I — Troubled Assets Relief Program"
---

# §5220a. Application of GSE conforming loan limit to mortgages assisted with TARP funds


In making any assistance available to prevent and mitigate foreclosures on residential properties, including any assistance for [mortgage](/usc/12/1707.md?p=a) modifications, using any amounts made available to the [Secretary](/usc/12/5202.md?p=7) of the Treasury under title I of the Emergency Economic Stabilization Act of 2008 [[12 U.S.C. 5211](/usc/12/5211.md) et seq.], the [Secretary](/usc/12/5202.md?p=7) shall provide that the limitation on the maximum original principal obligation of a [mortgage](/usc/12/1707.md?p=a) that may be modified, refinanced, made, guaranteed, insured, or otherwise assisted, using such amounts shall not be less than the dollar amount limitation on the maximum original principal obligation of a [mortgage](/usc/12/1707.md?p=a) that may be purchased by the Federal Home Loan [Mortgage](/usc/12/1707.md?p=a) [Corporation](/usc/12/5202.md?p=4) that is in effect, at the time that the [mortgage](/usc/12/1707.md?p=a) is modified, refinanced, made, guaranteed, insured, or otherwise assisted using such amounts, for the area in which the property involved in the transaction is located.


## Source credit

(Pub. L. 111–22, div. A, title II, § 205, May 20, 2009, 123 Stat. 1654.)

## Notes

### Editorial Notes

### References in Text

The Emergency Economic Stabilization Act of 2008, referred to in text, is div. A of Pub. L. 110–343, Oct. 3, 2008, 122 Stat. 3765. Title I of the Act is classified principally to this subchapter. For complete classification of this Act to the Code, see Short Title note set out under section 5201 of this title and Tables.

### Codification

Section was enacted as part of the Helping Families Save Their Homes Act of 2009, and not as part of the Emergency Economic Stabilization Act of 2008 which comprises this chapter.