---
kind: "section"
citation: "12 U.S.C. § 4804"
title: "12"
title_heading: "Banks and Banking"
number: "4804"
heading: "Elimination of duplicative filings"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/4804"
units:
  - "Chapter 48 — Financial Institutions Regulatory Improvement"
---

# §4804. Elimination of duplicative filings


The [Federal banking agencies](/usc/12/4801.md?p=1) shall work jointly—

- (1) to eliminate, to the extent practicable, duplicative or otherwise unnecessary requests for information in connection with applications or notices to the agencies; and
- (2) to harmonize, to the extent practicable, any inconsistent publication and public notice requirements.

## Source credit

(Pub. L. 103–325, title III, § 304, Sept. 23, 1994, 108 Stat. 2215.)