---
kind: "section"
citation: "12 U.S.C. § 4549"
title: "12"
title_heading: "Banks and Banking"
number: "4549"
heading: "Uniform residential loan application"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/4549"
units:
  - "Chapter 46 — Government Sponsored Enterprises"
  - "Subchapter I — Supervision and Regulation of Enterprises"
  - "Part B — Additional Authorities of the Director"
  - "Subpart 1 — general authority"
---

# §4549. Uniform residential loan application


Not later than 6 months after July 11, 2026, the [Director](/usc/12/4502.md?p=9) shall, by regulation or order, require each [enterprise](/usc/12/4502.md?p=10) to include a disclosure below the military service question, which shall be above the signature line, on the form known as the Uniform Residential Loan Application stating, “If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility.”


## Footnotes

[^1]: Another section with identical catchline is set out after this section as 4550.

## Source credit

(Pub. L. 102–550, title XIII, § 1329, as added Pub. L. 119–101, title VI, § 601(a), July 11, 2026, 140 Stat. 953.)