---
kind: "section"
citation: "12 U.S.C. § 3903"
title: "12"
title_heading: "Banks and Banking"
number: "3903"
heading: "Strengthened supervision of international lending"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/3903"
units:
  - "Chapter 40 — International Lending Supervision"
---

# §3903. Strengthened supervision of international lending

- (a) Each [appropriate Federal banking agency](/usc/12/3902.md?p=1) shall evaluate [banking institution](/usc/12/3902.md?p=2) foreign country exposure and transfer risk for use in [banking institution](/usc/12/3902.md?p=2) examination and supervision.
- (b) Each such agency shall establish examination and supervisory procedures to assure that factors such as foreign country exposure and transfer risk are taken into account in evaluating the adequacy of the capital of [banking institutions](/usc/12/3902.md?p=2).

## Source credit

(Pub. L. 98–181, title I [title IX, § 904], Nov. 30, 1983, 97 Stat. 1279.)