---
kind: "section"
citation: "12 U.S.C. § 3411"
title: "12"
title_heading: "Banks and Banking"
number: "3411"
heading: "Duty of financial institutions"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/3411"
units:
  - "Chapter 35 — Right to Financial Privacy"
---

# §3411. Duty of financial institutions


Upon receipt of a request for financial rec­ords made by a [Government authority](/usc/12/3401.md?p=3) under section [3405](/usc/12/3405.md) or [3407](/usc/12/3407.md) of this title, the financial institution shall, unless otherwise provided by law, proceed to assemble the records requested and must be prepared to deliver the records to the [Government authority](/usc/12/3401.md?p=3) upon receipt of the certificate required under [section 3403(b) of this title](/usc/12/3403.md?p=b).


## Source credit

(Pub. L. 95–630, title XI, § 1111, Nov. 10, 1978, 92 Stat. 3705.)

## Notes

### Statutory Notes and Related Subsidiaries

### Effective Date

Section effective upon the expiration of 120 days after Nov. 10, 1978, see section 2101 of Pub. L. 95–630, set out as a note under section 375b of this title.