---
kind: "section"
citation: "12 U.S.C. § 2610"
title: "12"
title_heading: "Banks and Banking"
number: "2610"
heading: "Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/2610"
units:
  - "Chapter 27 — Real Estate Settlement Procedures"
---

# §2610. Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements


No fee shall be imposed or charge made upon any other [person](/usc/12/2602.md?p=5) (as a part of settlement costs or otherwise) by a lender in connection with a [federally related mortgage loan](/usc/12/2602.md?p=1) made by it (or a loan for the purchase of a mobile home), or by a servicer (as the term is defined under [section 2605(i) of this title](/usc/12/2605.md?p=i)), for or on account of the preparation and submission by such lender or servicer of the statement or statements required (in connection with such loan) by sections [2603](/usc/12/2603.md) and [2609(c)](/usc/12/2609.md?p=c) of this title or by the Truth in Lending Act [[15 U.S.C. 1601](/usc/15/1601.md) et seq.].


## Source credit

(Pub. L. 93–533, § 12, Dec. 22, 1974, 88 Stat. 1729; Pub. L. 101–625, title IX, § 942(b), Nov. 28, 1990, 104 Stat. 4412.)

## Notes

### Editorial Notes

### References in Text

The Truth in Lending Act, referred to in text, is title I of Pub. L. 90–321, May 29, 1968, 82 Stat. 146, which is classified generally to subchapter I (§ 1601 et seq.) of chapter 41 of Title 15, Commerce and Trade. For complete classification of this Act to the Code, see Short Title note set out under section 1601 of Title 15 and Tables.

### Amendments

1990—Pub. L. 101–625 substituted present section catchline for “Fee for preparation of truth-in-lending and uniform settlement statements”, inserted after first comma “or by a servicer (as the term is defined under section 2605(i) of this title),”, and substituted “lender or servicer” for second reference to “lender” and “2609(c)” for “2605”.

### Statutory Notes and Related Subsidiaries

### Effective Date

Section effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93–533, set out as a note under section 2601 of this title.