---
kind: "section"
citation: "12 U.S.C. § 2608"
title: "12"
title_heading: "Banks and Banking"
number: "2608"
heading: "Title companies; liability of seller"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/2608"
units:
  - "Chapter 27 — Real Estate Settlement Procedures"
---

# §2608. Title companies; liability of seller

- (a) No seller of property that will be purchased with the assistance of a [federally related mortgage loan](/usc/12/2602.md?p=1) shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular [title company](/usc/12/2602.md?p=4).
- (b) Any seller who violates the provisions of [subsection (a)](#a) shall be liable to the buyer in an amount equal to three times all charges made for such title insurance.

## Source credit

(Pub. L. 93–533, § 9, Dec. 22, 1974, 88 Stat. 1728.)

## Notes

### Statutory Notes and Related Subsidiaries

### Effective Date

Section effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93–533, set out as a note under section 2601 of this title.