---
kind: "section"
citation: "12 U.S.C. § 1735f–13"
title: "12"
title_heading: "Banks and Banking"
number: "1735f–13"
heading: "Prohibition of requirement of minimum principal loan amount"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/1735f-13"
units:
  - "Chapter 13 — National Housing"
  - "Subchapter V — Miscellaneous"
---

# §1735f–13. Prohibition of requirement of minimum principal loan amount


A [mortgagee](/usc/12/1707.md?p=b) or lender may not require, as a condition of providing a loan insured under this chapter or secured by a [mortgage](/usc/12/1707.md?p=a) insured under this chapter, that the principal amount of the loan exceed a minimum amount established by the [mortgagee](/usc/12/1707.md?p=b) or lender.


## Source credit

(June 27, 1934, ch. 847, title V, § 535, as added Pub. L. 100–242, title IV, § 419(a), Feb. 5, 1988, 101 Stat. 1913.)