---
kind: "section"
citation: "12 U.S.C. § 1715g"
title: "12"
title_heading: "Banks and Banking"
number: "1715g"
heading: "Insurance of mortgage where mortgagor is not occupant of property"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/1715g"
units:
  - "Chapter 13 — National Housing"
  - "Subchapter II — Mortgage Insurance"
---

# §1715g. Insurance of mortgage where mortgagor is not occupant of property


The [Secretary](/usc/12/1715z–22a.md?p=4) is hereby authorized to insure any [mortgage](/usc/12/1707.md?p=a) otherwise eligible for insurance under any of the provisions of this chapter without regard to any requirement with respect to the occupancy of the [mortgagor](/usc/12/1707.md?p=b) of the property at the time of insurance, where the [Secretary](/usc/12/1715z–22a.md?p=4) is satisfied that the inability of the [mortgagor](/usc/12/1707.md?p=b) to meet such requirement is by reason of his entry on active duty in a uniformed service subsequent to the filing of an application for insurance and the [mortgagor](/usc/12/1707.md?p=b) expresses an intent to meet such requirement upon his release from active duty.


## Source credit

(June 27, 1934, ch. 847, title II, § 216, as added Sept. 1, 1951, ch. 378, title VI, § 607, 65 Stat. 315; amended Pub. L. 90–19, § 1(a)(3), May 25, 1967, 81 Stat. 17; Pub. L. 91–621, § 7(a), Dec. 31, 1970, 84 Stat. 1865; Pub. L. 100–242, title IV, § 406(b)(8), Feb. 5, 1988, 101 Stat. 1901.)

## Notes

### Editorial Notes

### References in Text

This chapter, referred to in text, was in the original “this Act”, meaning act June 27, 1934, ch. 847, 48 Stat. 1246, which is classified principally to this chapter (§ 1701 et seq.). For complete classification of this Act to the Code, see Tables.

### Amendments

1988—Pub. L. 100–242 substituted “with respect to the occupancy of the mortgagor” for “that the mortgagor be the occupant” and “meet such requirement” for “occupy the property” wherever appearing.

1970—Pub. L. 91–621 substituted “on active duty in a uniformed service” and “release from active duty” for “into military service” and “discharge from military service”.

1967—Pub. L. 90–19 substituted “Secretary” for “Commissioner” wherever appearing.

### Statutory Notes and Related Subsidiaries

### Effective Date of 1988 Amendment

Amendment by Pub. L. 100–242 applicable only with respect to mortgages insured pursuant to conditional commitment issued on or after Feb. 5, 1988, or in accordance with direct endorsement program (24 CFR 200.163), if approved underwriter of mortgagee signs appraisal report for property on or after Feb. 5, 1988, see section 406(d) of Pub. L. 100–242, set out as a note under section 1709 of this title.