---
kind: "section"
citation: "11 U.S.C. § 1327"
title: "11"
title_heading: "Bankruptcy"
number: "1327"
heading: "Effect of confirmation"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/11/1327"
units:
  - "Chapter 13 — Adjustment of Debts of an Individual with Regular Income"
  - "Subchapter II — The Plan"
---

# §1327. Effect of confirmation

- (a) The provisions of a confirmed plan bind the [debtor](/usc/11/101.md?p=13) and each [creditor](/usc/11/101.md?p=10), whether or not the [claim](/usc/11/101.md?p=5) of such [creditor](/usc/11/101.md?p=10) is provided for by the plan, and whether or not such [creditor](/usc/11/101.md?p=10) has objected to, has accepted, or has rejected the plan.
- (b) Except as otherwise provided in the plan or the order confirming the plan, the confirmation of a plan vests all of the property of the estate in the [debtor](/usc/11/101.md?p=13).
- (c) Except as otherwise provided in the plan or in the order confirming the plan, the property vesting in the [debtor](/usc/11/101.md?p=13) under [subsection (b)](#b) of this section is free and clear of any [claim](/usc/11/101.md?p=5) or interest of any [creditor](/usc/11/101.md?p=10) provided for by the plan.

## Source credit

(Pub. L. 95–598, Nov. 6, 1978, 92 Stat. 2650.)

## Notes

### Historical and Revision Notes

### senate report no. 95–989

Subsection (a) binds the debtor and each creditor to the provisions of a confirmed plan, whether or not the claim of the creditor is provided for by the plan and whether or not the creditor has accepted, rejected, or objected to the plan. Unless the plan itself or the order confirming the plan otherwise provides, confirmation is deemed to vest all property of the estate in the debtor, free and clear of any claim or interest of any creditor provided for by the plan.