---
kind: "section"
citation: "10 U.S.C. § 12532"
title: "10"
title_heading: "Armed Forces"
number: "12532"
heading: "Termination for nonpayment of premiums; forfeiture"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/10/12532"
units:
  - "Subtitle E — Reserve Components"
  - "Part II — Personnel Generally"
  - "Chapter 1214 — Ready Reserve Mobilization Income Insurance"
---

# §12532. Termination for nonpayment of premiums; forfeiture

- (a) **Termination for Nonpayment.—** The coverage of a member under the [insurance program](/usc/10/12521.md?p=1) shall terminate without prior notice upon a failure of the member to make required monthly payments of premiums for two consecutive months. The [Secretary](/usc/10/12521.md?p=4) may provide in the regulations for reinstatement of insurance coverage terminated under this subsection.
- (b) **Forfeiture.—** Any person convicted of mutiny, treason, spying, or desertion, or who refuses to perform service in the [armed forces](/usc/10/101.md?p=a-4) or refuses to wear the uniform of any of the [armed forces](/usc/10/101.md?p=a-4) shall forfeit all rights to insurance under this chapter.

## Source credit

(Added Pub. L. 104–106, div. A, title V, § 512(a)(1), Feb. 10, 1996, 110 Stat. 305.)