---
kind: "section"
citation: "10 U.S.C. § 12522"
title: "10"
title_heading: "Armed Forces"
number: "12522"
heading: "Establishment of insurance program"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/10/12522"
units:
  - "Subtitle E — Reserve Components"
  - "Part II — Personnel Generally"
  - "Chapter 1214 — Ready Reserve Mobilization Income Insurance"
---

# §12522. Establishment of insurance program

- (a) **Establishment.—** The [Secretary](/usc/10/12521.md?p=4) shall establish for members of the Ready [Reserve](/usc/10/101.md?p=c-6) (including the Coast Guard [Reserve](/usc/10/101.md?p=c-6)) an [insurance program](/usc/10/12521.md?p=1) to be known as the “Ready [Reserve](/usc/10/101.md?p=c-6) Mobilization Income [Insurance Program](/usc/10/12521.md?p=1)”.
- (b) **Administration.—** The [insurance program](/usc/10/12521.md?p=1) shall be administered by the [Secretary](/usc/10/12521.md?p=4). The [Secretary](/usc/10/12521.md?p=4) may prescribe in regulations such rules, procedures, and policies as the [Secretary](/usc/10/12521.md?p=4) considers necessary or appropriate to carry out the [insurance program](/usc/10/12521.md?p=1).
- (c) **Agreement With Secretary of Homeland Security.—** The [Secretary](/usc/10/12521.md?p=4) and the [Secretary](/usc/10/12521.md?p=4) of Homeland Security shall enter into an agreement with respect to the administration of the [insurance program](/usc/10/12521.md?p=1) for the Coast Guard [Reserve](/usc/10/101.md?p=c-6).

## Source credit

(Added Pub. L. 104–106, div. A, title V, § 512(a)(1), Feb. 10, 1996, 110 Stat. 299; amended Pub. L. 107–296, title XVII, § 1704(b)(1), (7), Nov. 25, 2002, 116 Stat. 2314.)

## Notes

### Editorial Notes

### Amendments

2002—Subsec. (c). Pub. L. 107–296 substituted “Homeland Security” for “Transportation” in heading and text.

### Statutory Notes and Related Subsidiaries

### Effective Date of 2002 Amendment

Amendment by Pub. L. 107–296 effective on the date of transfer of the Coast Guard to the Department of Homeland Security, see section 1704(g) of Pub. L. 107–296, set out as a note under section 101 of this title.