---
kind: "section"
citation: "7 C.F.R. § 765.161"
title: "7"
number: "765.161"
heading: "Borrowers entering the Armed Forces."
url: "https://uscodex.org/cfr/7/765.161"
---

# §765.161. Borrowers entering the Armed Forces.

- (a) **Protections for borrowers on active duty.** The Servicemembers Civil Relief Act (Pub. L. 108-189) and the Ronald W. Reagan National Defense Authorization Act for Fiscal Year (FY) 2005 (Pub. L. 108-375) provide certain loan servicing protections for military borrowers. The Agency will apply those loan servicing protections to applicable Farm Loan borrowers.
  - (1) The benefits and protections of the Servicemembers Civil Relief Act apply to borrowers on active duty at all times.
  - (2) **The requirements of the Ronald W.** Reagan National Defense Authorization Act for Fiscal Year (FY) 2005 apply during a time of a war or national emergency as declared by the President or Congress.
- (b) **Eligibility for National Guard members and military reservists.** Borrowers who are National Guard members or military reservists will be eligible for the protections covered by this section, as specified in paragraphs [(b)(1)](#b-1) and [(2)](#b-2) of this section:
  - (1) National Guard members must be on duty for at least 30 consecutive calendar days.
  - (2) **Military reservists are eligible from the date orders are received to report for active duty.**
- (c) **Entity eligibility.** National Guard members and military reservists on active duty and any operating entity owned solely by the active duty borrower may be considered for protections specified in [paragraph (a)](#a) of this section.

## Notes

### Amendments

[86 FR 43392, Aug. 9, 2021 ]

### Authority

Authority: 5 U.S.C. 301 and 7 U.S.C. 1989.

### Source

Source: 72 FR 63309, Nov. 8, 2007, unless otherwise noted.

### Amendments

[86 FR 43392, Aug. 9, 2021 ]