---
kind: "section"
citation: "5 C.F.R. § 894.401"
title: "5"
number: "894.401"
heading: "How do I pay premiums?"
url: "https://uscodex.org/cfr/5/894.401"
---

# §894.401. How do I pay premiums?

- (a) **Employees—** and employees of the United States Postal Service pay premiums through payroll allotments.
- (b) **Annuitants—** and survivor annuitants pay premiums through annuity allotments.
- (c) **Compensationers—** pay premiums through allotments from compensation payments.
- (d) In limited circumstances, individuals may make direct premium payments. See [§ 894.405](/cfr/5/894.405.md).
- (e) A sponsor, TEI certifying family member, TEI former spouse, or TEI who is an unremarried survivor pays premiums the following ways:
  - (1) A sponsor or TEI certifying family member who receives uniformed services pay or uniformed services retirement pay shall pay premiums through deduction from payroll (including uniformed services retirement pay deduction).
  - (2) A sponsor or TEI certifying family member who is not described in [paragraph (e)(1)](#e-1) of this section, and a TEI former spouse or TEI who is an unremarried survivor shall pay premiums through:
    - (i) Automatic bank withdrawal; or
    - (ii) **Direct premium payments.**

## Notes

### Amendments

[73 FR 50184, Aug. 26, 2008, as amended at 83 FR 58179, Nov. 19, 2018; 88 FR 47747, July 25, 2023]

### Authority

Authority: 5 U.S.C. 8962; 5 U.S.C. 8992; Subpart C also issued under section 1 of Pub. L. 110-279, 122 Stat. 2604 (2 U.S.C. 2051); and Sec. 894.601(b) also issued under Pub. L. 116-92, 133 Stat. 1198 (5 U.S.C. 8956 note).

### Source

Source: 73 FR 50184, Aug. 26, 2008, unless otherwise noted.

### Amendments

[73 FR 50184, Aug. 26, 2008, as amended at 83 FR 58179, Nov. 19, 2018; 88 FR 47747, July 25, 2023]