---
kind: "section"
citation: "5 C.F.R. § 848.401"
title: "5"
number: "848.401"
heading: "Application for full retirement status."
url: "https://uscodex.org/cfr/5/848.401"
---

# §848.401. Application for full retirement status.

- (a) **Election of full retirement.**
  - (1) A phased retiree may elect to enter full retirement status at any time by submitting to OPM an application for full retirement in accordance with [§ 841.202](/cfr/5/841.202.md). This includes an election made under [§ 848.205(j)(6)](/cfr/5/848.205.md?p=j-6) in lieu of a mandated return to regular employment status. Upon making such an election, a phased retiree is entitled to a composite retirement annuity.
  - (2) A phased retiree may cancel an election of full retirement status and withdraw an application for full retirement by submitting a signed written request with the agency and obtaining the approval of an authorized agency official before the commencing date of the composite retirement annuity.
- (b) **Deemed election of full retirement.** A phased retiree who is separated from phased employment for more than 3 days enters full retirement status. The individual's composite retirement annuity will begin to accrue on the commencing date of the composite annuity, as provided in [§ 848.402](/cfr/5/848.402.md), and payment will be made after he or she submits an application in accordance with [§ 841.202](/cfr/5/841.202.md) for the composite retirement annuity.
- (c) **Survivor election provisions.** An individual applying for full retirement status under this section is subject to the survivor election provisions of [subpart F](/cfr/5/subpartF.md) of [5 CFR 842](/cfr/5/842.md).

## Notes

### Authority

Authority: 5 U.S.C. 8461; 5 U.S.C. 8412a.

### Source

Source: 79 FR 46632, Aug. 8, 2014, unless otherwise noted.