---
kind: "unit"
title: "44"
title_heading: "Emergency Management and Assistance"
key: "chI/subchB/part61"
level: "part"
label: "Part 61"
heading: "Insurance Coverage and Rates"
release: "ecfr-current"
date: "2026-08-27"
url: "https://uscodex.org/cfr/44/chI-subchB-part61"
sections_count: 16
---

# Part 61 — Insurance Coverage and Rates

Title 44 C.F.R. — Emergency Management and Assistance › Chapter I — Federal Emergency Management Agency, Department of Homeland Security › Subchapter B — Insurance and Hazard Mitigation

## Sections

- [§61.1. Purpose of part.](/cfr/44/61.1.md)
- [§61.2. Definitions.](/cfr/44/61.2.md)
- [§61.3. Coverage and benefits provided under the Standard Flood Insurance Policy.](/cfr/44/61.3.md)
- [§61.4. Properties in violation of law, regulation, or ordinance.](/cfr/44/61.4.md)
- [§61.5. Deductibles.](/cfr/44/61.5.md)
- [§61.6. Maximum amounts of coverage available.](/cfr/44/61.6.md)
- [§61.7. Risk premium rate determinations.](/cfr/44/61.7.md)
- [§61.8. Applicability of risk premium rates.](/cfr/44/61.8.md)
- [§61.9. Establishment of chargeable rates.](/cfr/44/61.9.md)
- [§61.10. Requirements for issuance or renewal of flood insurance coverage.](/cfr/44/61.10.md)
- [§61.11. Effective date and time of coverage under the Standard Flood Insurance Policy—New Business Applications and Endorsements.](/cfr/44/61.11.md)
- [§61.12. Rates based on a flood protection system involving Federal funds.](/cfr/44/61.12.md)
- [§61.13. Standard Flood Insurance Policy.](/cfr/44/61.13.md)
- [§61.14. Standard Flood Insurance Policy Interpretations.](/cfr/44/61.14.md)
- [§61.16. Probation additional premium.](/cfr/44/61.16.md)
- [§61.17. Group Flood Insurance Policy.](/cfr/44/61.17.md)