---
kind: "section"
citation: "44 C.F.R. § 64.3"
title: "44"
number: "64.3"
heading: "Flood Insurance Maps."
url: "https://uscodex.org/cfr/44/64.3"
---

# §64.3. Flood Insurance Maps.

- (a) The following maps may be prepared by the Federal Insurance Administrator for use in connection with the sale of flood insurance:
  - (1) **Flood Insurance Rate Map—** This map is prepared after the flood hazard study for the community has been completed and the risk premium rates have been established. The FIRM indicates the risk premium rate zones applicable in the community and when those rates are effective. The FIRM also may indicate, at the request of the community, zones to identify areas of future-conditions flood hazards. The symbols used to designate the risk premium rate zones and future-conditions zones are as follows:
  - (2) **Flood Hazard Boundary Map (FHBM).** This map is issued by the Administrator delineating Zones A, M, and E within a community.
- (b) **Notice of the issuance of new or revised FHBMs or FIRMs is given in Part 65 of this subchapter.** The mandatory purchase of insurance is required within designated Zones A, A1-30, AE, A99, AO, AH, AR, AR/A1-30, AR/AE, AR/AO, AR/AH, AR/A, V1-30, VE, V, VO, M, and E.
- (c) The FHBM or FIRM shall be maintained for public inspection at the following locations:
  - (1) The information office of the State agency or agencies designated by statute or the respective Governors to cooperate with the Federal Insurance Administrator in implementing the Program whenever a community becomes eligible for Program participation and the sale of insurance pursuant to this section or is identified as flood prone.
  - (2) **One or more official locations within the community in which flood insurance is offered.**
  - (3) [Reserved]
  - (4) The official record copy of each official map shall be maintained in FEMA files in Washington, DC.

## Notes

### Amendments

[41 FR 46986, Oct. 26, 1976. Redesignated at 44 FR 31177, May 31, 1979, as amended at 46 FR 1274, Jan. 6, 1981; 48 FR 28278, June 21, 1983; 48 FR 44544 and 44552, Sept. 29, 1983; 49 FR 4751, Feb. 8, 1984; 50 FR 36028, Sept. 4, 1985; 59 FR 53599, Oct. 25, 1994; 62 FR 55716, Oct. 27, 1997; 66 FR 59170, Nov. 27, 2001]

### Authority

Authority: 42 U.S.C. 4001 et seq., Reorganization Plan No. 3 of 1978, 3 CFR, 1978 Comp.; p. 329; E.O. 12127, 44 FR 19367, 3 CFR, 1979 Comp.; p. 376.

### Amendments

[41 FR 46986, Oct. 26, 1976. Redesignated at 44 FR 31177, May 31, 1979, as amended at 46 FR 1274, Jan. 6, 1981; 48 FR 28278, June 21, 1983; 48 FR 44544 and 44552, Sept. 29, 1983; 49 FR 4751, Feb. 8, 1984; 50 FR 36028, Sept. 4, 1985; 59 FR 53599, Oct. 25, 1994; 62 FR 55716, Oct. 27, 1997; 66 FR 59170, Nov. 27, 2001]