---
kind: "section"
citation: "44 C.F.R. § 61.5"
title: "44"
number: "61.5"
heading: "Deductibles."
url: "https://uscodex.org/cfr/44/61.5"
---

# §61.5. Deductibles.


FEMA must provide policyholders with deductible options in various amounts, up to and including $10,000, subject to the following minimum deductible amounts:

- (a) The minimum deductible for policies covering pre-FIRM buildings charged less than full-risk rates with building coverage amounts less than or equal to $100,000 is $1,500.
- (b) The minimum deductible for policies covering pre-FIRM buildings charged less than full-risk rates with building coverage amounts greater than $100,000 is $2,000.
- (c) The minimum deductible for policies covering post-FIRM buildings and pre-FIRM buildings charged full risk rates, with building coverage amounts equal to or less than $100,000 is $1,000.
- (d) The minimum deductible for policies covering post-FIRM buildings and pre-FIRM buildings charged full risk rates, with building coverage amounts greater than $100,000 is $1,250.

## Notes

### Amendments

[85 FR 43958, July 20, 2020]

### Authority

Authority: 42 U.S.C. 4001 et seq.; 6 U.S.C. 101 et seq.

### Source

Source: 43 FR 2570, Jan. 17, 1978, unless otherwise noted. Redesignated at 44 FR 31177, May 31, 1979.

### Amendments

[85 FR 43958, July 20, 2020]