---
kind: "section"
citation: "38 C.F.R. § 8.32"
title: "38"
number: "8.32"
heading: "Authority of the guardian."
url: "https://uscodex.org/cfr/38/8.32"
---

# §8.32. Authority of the guardian.


What actions does a guardian have the authority to take for insurance purposes? The guardian of an insured or beneficiary has the authority to take the following actions:

- (a) Apply for insurance or for conversion of a policy or change of plan;
- (b) Reinstate a policy;
- (c) Withdraw dividends held on deposit or credit;
- (d) Select or change a dividend option;
- (e) Obtain a policy loan;
- (f) Cash surrender a policy;
- (g) Authorize a deduction from benefits or allotment from military retired pay to pay premiums;
- (h) Apply for and receive payment of proceeds on a matured policy;
- (i) Select or change the premium payment option;
- (j) Apply for waiver of premiums and total disability income benefits;
- (k) Select or change settlement options for beneficiaries; and
- (l) Assign a beneficiary's interest as provided under [section 1918](/usc/38/1918.md) of title 38 U.S.C.

## Notes

### Amendments

[67 FR 54739, Aug. 26, 2002]

### Authority

Authority: 38 U.S.C. 501, 1901-1929, 1981-1988, unless otherwise noted.

### Amendments

[67 FR 54739, Aug. 26, 2002]