---
kind: "section"
citation: "34 C.F.R. § 32.4"
title: "34"
number: "32.4"
heading: "Employee response."
url: "https://uscodex.org/cfr/34/32.4"
---

# §32.4. Employee response.

- (a) **Voluntary repayment agreement.** Within 7 days of receipt of the written notice under [§ 32.3](/cfr/34/32.3.md), the employee may submit a request to the Secretary to arrange for a voluntary repayment schedule. To arrange for a voluntary repayment schedule, the employee shall submit a financial statement and sign a written repayment agreement approved by the Secretary. An employee who arranges for a voluntary repayment schedule may nonetheless request a waiver of the overpayment under [paragraph (b)](#b) of this section.
- (b) **Waiver.** An employee seeking a waiver of collection of the debt that is authorized by law must request the waiver in writing to the Secretary within 10 days of receipt of the written notice under [§ 32.3](/cfr/34/32.3.md). The employee must state why he or she believes a waiver should be granted.
- (c) **Involuntary repayment schedule.** If the employee claims that the amount of the involuntary deduction will cause extreme financial hardship and should be reduced, he or she must submit a written explanation and a financial statement signed under oath or affirmation to the Secretary within 10 days of receipt of the written notice under [§ 32.3](/cfr/34/32.3.md). An employee who fails to submit this financial information in a timely manner waives the right to object to the involuntary repayment schedule at a hearing under [§ 32.5](/cfr/34/32.5.md). The Secretary notifies the employee, in writing, whether the Secretary will reduce the rate of the involuntary deduction.

## Notes

### Authority

Authority: 5 U.S.C. 5514; 31 U.S.C. 3716.

### Source

Source: 52 FR 24957, July 1, 1987, unless otherwise noted.