---
kind: "section"
citation: "31 C.F.R. § 363.37"
title: "31"
number: "363.37"
heading: "How do I purchase and make payment for eligible Treasury securities through my TreasuryDirect ® account?"
url: "https://uscodex.org/cfr/31/363.37"
---

# §363.37. How do I purchase and make payment for eligible Treasury securities through my TreasuryDirect ® account?

- (a) **Online purchase.** Purchases of eligible Treasury securities through your TreasuryDirect account must be made online.
- (b) **Payment for savings bonds and marketable Treasury securities.** You can pay for eligible savings bonds and marketable Treasury securities by either a debit from your designated account at a United States financial institution using the ACH method, or by using the redemption proceeds of your zero-percent certificate of indebtedness. You can pay for savings bonds automatically using the redemption proceeds of your payroll zero-percent certificate of indebtedness through the payroll savings plan.
- (c) **Payment for zero-percent certificate of indebtedness.** You can pay for a zero-percent certificate of indebtedness by:
  - (1) A credit from your financial institution or employer using the ACH method to your TreasuryDirect® account;
  - (2) A debit from your designated account at a financial institution using the ACH method, limited to $1000 or less per transaction; or
  - (3) **Using the proceeds of maturing securities held in your TreasuryDirect® account.**
- (d) **Payment for a payroll zero-percent certificate of indebtedness.** The only method available to purchase a payroll zero-percent certificate of indebtedness is to arrange for your employer or financial institution to send a credit by the ACH method to purchase a payroll zero-percent certificate of indebtedness in your TreasuryDirect® account.

## Notes

### Amendments

[70 FR 57443, Sept. 30, 2005, as amended at 75 FR 70816, Nov. 19, 2010]

### Authority

Authority: 5 U.S.C. 301; 12 U.S.C. 391; 31 U.S.C. 3102, et seq.; 31 U.S.C. 3121, et seq.

### Source

Source: 67 FR 64286, Oct. 17, 2002, unless otherwise noted.

### Amendments

[70 FR 57443, Sept. 30, 2005, as amended at 75 FR 70816, Nov. 19, 2010]