---
kind: "section"
citation: "29 C.F.R. § 500.121"
title: "29"
number: "500.121"
heading: "Coverage and level of insurance required."
url: "https://uscodex.org/cfr/29/500.121"
---

# §500.121. Coverage and level of insurance required.

- (a) Except where a liability bond pursuant to [§ 500.124](/cfr/29/500.124.md) of this part has been approved by the Secretary, a farm labor contractor, agricultural employer or agricultural association shall, in order to meet the insurance requirements in [§ 500.120](/cfr/29/500.120.md), obtain a policy of vehicle liability insurance.
- (b) The amount of vehicle liability insurance shall not be less than $100,000 for each seat in the vehicle, but in no event is the total insurance required to be more than $5,000,000 for any one vehicle. The number of seats in the vehicle shall be determined by reference to [§ 500.105(b)(3)(vi)](/cfr/29/500.105.md?p=b-3-vi). See [§ 500.122](/cfr/29/500.122.md) regarding insurance requirements where State workers' compensation coverage is provided.
- (c) The insurance to be obtained under [paragraph (a)](#a) of this section shall be issued by an insurance carrier licensed or otherwise authorized to do business in the State in which the insurance is obtained.
- (d) The vehicle liability insurance to be obtained under [paragraph (a)](#a) of this section shall be endorsed to insure against liability for personal injury to employees whose transportation is not covered by workers' compensation insurance, and to persons who are not employees; and for property damage as specified in (b) of this section.
- (e) An agricultural employer or agricultural association may evidence the purchase of liability insurance which covers the workers while being transported, as required under [paragraph (a)](#a) by obtaining and making available upon request to the Department of Labor a completed liability certificate of insurance showing that insurance conforming to the limits required by [paragraph (b)](#b) and the coverage required by [paragraph (d)](#d) of this section is in effect. A farm labor contractor must obtain such a certificate and provide a copy to the Administrator when applying for authorization to transport migrant or seasonal agricultural workers.
- (f) With respect to an agricultural employer or agricultural association, in the absence of the insurance certificate referred to under [paragraph (e)](#e) of this section, the Department of Labor will look to the actual policy of insurance in determining compliance with the insurance requirements.

## Notes

### Amendments

[48 FR 36741, Aug. 12, 1983, as amended at 57 FR 3905, Jan. 31, 1992; 61 FR 24866, May 16, 1996]

### Authority

Authority: Pub. L. 97-470, 96 Stat. 2583 (29 U.S.C. 1801-1872); Secretary's Order No. 01-2014 (Dec. 19, 2014), 79 FR 77527 (Dec. 24, 2014); 28 U.S.C. 2461 Note (Federal Civil Penalties Inflation Adjustment Act of 1990); and Pub. L. 114-74, 129 Stat 584.

### Source

Source: 48 FR 36741, Aug. 12, 1983, unless otherwise noted.

### Amendments

[48 FR 36741, Aug. 12, 1983, as amended at 57 FR 3905, Jan. 31, 1992; 61 FR 24866, May 16, 1996]