---
kind: "section"
citation: "29 C.F.R. § 4903.14"
title: "29"
number: "4903.14"
heading: "How will PBGC use administrative wage garnishment to collect a debt owed to PBGC from a debtor's wages?"
url: "https://uscodex.org/cfr/29/4903.14"
---

# §4903.14. How will PBGC use administrative wage garnishment to collect a debt owed to PBGC from a debtor's wages?

- (a) PBGC is authorized to collect debts owed to PBGC from an individual debtor's wages by means of administrative wage garnishment in accordance with the requirements of 31 U.S.C. [3720D](/usc/31/3720D.md) and [31](/usc/31/31.md) CFR 285.11. This part adopts and incorporates all of the provisions of [31 CFR 285.11](/cfr/31/285.11.md) concerning administrative wage garnishment, including the hearing procedures described in [31 CFR 285.11(f)](/cfr/31/285.11.md?p=f). PBGC may use administrative wage garnishment to collect a delinquent debt unless the debtor is making timely payments under an agreement to pay the debt in installments (see [§ 4903.7](/cfr/29/4903.7.md) of this part). Thirty (30) days prior to initiating an administrative wage garnishment, PBGC will send notice to the debtor in accordance with the requirements of [§ 4903.5](/cfr/29/4903.5.md) of this part, including the requirements of [§ 4903.5(a)(10)](/cfr/29/4903.5.md?p=a-10) of this part. For debts referred to the Financial Management Service under [§ 4903.10](/cfr/29/4903.10.md) of this part, PBGC may authorize the Financial Management Service to send a notice informing the debtor that administrative wage garnishment will be initiated and how the debtor may request a hearing as described in [§ 4903.5(a)(10)](/cfr/29/4903.5.md?p=a-10) of this part. If a debtor makes a timely request for a hearing, administrative wage garnishment will not begin until a hearing is held and a decision is sent to the debtor. PBGC will determine whether the matter requires an oral hearing or if a determination based upon review of the written record is sufficient. PBGC will provide the debtor with a reasonable opportunity for an oral hearing when it determines that the issues in dispute cannot be resolved by a review of the documentary evidence. See [31 CFR 285.11(f)(1)-(4)](/cfr/31/285.11.md?p=f-1..f-4). Even if a debtor's hearing request is not timely, PBGC may suspend collection by administrative wage garnishment in accordance with the provisions of [31 CFR 285.11(f)(5)](/cfr/31/285.11.md?p=f-5). All travel expenses incurred by the debtor in connection with an in-person hearing will be borne by the debtor.
- (b) This section does not apply to Federal salary offset, the process by which PBGC collects debts owed to PBGC from the salaries of Federal employees (see [§ 4903.13](/cfr/29/4903.13.md) of this part).

## Notes

### Authority

Authority: 5 U.S.C. 5514; 29 U.S.C. 1302(b); 31 U.S.C. 3701-3719, 3720A; 5 CFR part 550, subpart K; 31 CFR part 285; 31 CFR parts 900-904.

### Source

Source: 75 FR 68205, Nov. 5, 2010, unless otherwise noted.