---
kind: "section"
citation: "25 C.F.R. § 700.81"
title: "25"
number: "700.81"
heading: "Monthly housing cost."
url: "https://uscodex.org/cfr/25/700.81"
---

# §700.81. Monthly housing cost.

- (a) **General.** The term monthly housing cost for a replacement dwelling purchased by a certified eligible head of household is the average monthly cost for all mortgage payments, real property taxes, reasonable utility charges, and insurance.
- (b) **Computation of monthly housing cost for replacement dwelling.** A person's monthly housing cost for a replacement dwelling shall be a projected amount that includes one-twelfth of the estimated reasonable annual cost for utility charges.

## Notes

### Authority

Authority: Pub. L. 99-590; Pub. L. 93-531, 88 Stat. 1712 as amended by Pub. L. 96-305, 94 Stat. 929, Pub. L. 100-666, 102 Stat. 3929 (25 U.S.C. 640d).

### Source

Source: 47 FR 2092, Jan. 14, 1982, unless otherwise noted.