---
kind: "section"
citation: "25 C.F.R. § 141.35"
title: "25"
number: "141.35"
heading: "Pawnbroker disclosure requirements."
url: "https://uscodex.org/cfr/25/141.35"
---

# §141.35. Pawnbroker disclosure requirements.


In all transactions in which pawn is taken the lender shall give the borrower a written ticket or receipt disclosing the following information to the extent applicable:

- (a) **Clear identification of the property pledged.**
- (b) **The date of the transaction.**
- (c) **Amount of the loan.**
- (d) **Name and social security or census number of the pledgor.**
- (e) **Replacement value of the pawn as agreed upon by the pledgor and pledgee.**
- (f) **Date on which loan is due.**
- (g) **The amount, expressed as a dollar amount, of any finance charges.**
- (h) The finance charges expressed as an annual percentage rate and computed in accordance with the provisions of [12 CFR 226.5(b)](/cfr/12/226.5.md?p=b).
- (i) The amount, or method of computing the amount, of any charges to be assessed after the date the loan is due.
- (j) A statement of the conditions of default and the pledgor's rights upon default, as defined by this part.
- (k) Identification of the method of computing any unearned portion of the finance charges in the event of prepayment of the obligation.

## Notes

### Authority

Authority: 5 U.S.C. 301; 25 U.S.C. 2 and 9; and Sec. 701, Pub. L. 114-74, 129 Stat. 599, unless otherwise noted.

### Source

Source: 40 FR 39835, Aug. 29, 1975, unless otherwise noted. Redesignated at 47 FR 13327, Mar. 30, 1982.