---
kind: "section"
citation: "24 C.F.R. § 30.36"
title: "24"
number: "30.36"
heading: "Other participants in FHA programs."
url: "https://uscodex.org/cfr/24/30.36"
---

# §30.36. Other participants in FHA programs.

- (a) **General.** The Assistant Secretary for Housing-Federal Housing Commissioner (or his/her designee) may initiate a civil money penalty action against any principal, officer, or employee of a mortgagee or lender, or other participants in either a mortgage insured under the National Housing Act or any loan that is covered by a contract of insurance under title I of the National Housing Act, or a provider of assistance to the borrower in connection with any such mortgage or loan, including:
  - (1) Sellers;
  - (2) Borrowers;
  - (3) Closing agents;
  - (4) Title companies;
  - (5) Real estate agents;
  - (6) Mortgage brokers;
  - (7) Appraisers;
  - (8) Sponsored third-party originators;
  - (9) Dealers;
  - (10) Consultants;
  - (11) Contractors;
  - (12) Subcontractors; and
  - (13) **Inspectors.**
- (b) **Knowing and material violations.** The Assistant Secretary for Housing-Federal Housing Commissioner or his/her designee may impose a civil penalty on any person or entity identified in [paragraph (a)](#a) of this section who knowingly and materially:
  - (1) Submits false information to the Secretary in connection with any mortgage insured under the National Housing Act ([12 U.S.C. 1701](/usc/12/1701.md) et seq.), or any loan that is covered by a contract of insurance under title I of the National Housing Act;
  - (2) Falsely certifies to the Secretary or submits a false certification by another person or entity to the Secretary in connection with any mortgage insured under the National Housing Act or any loan that is covered by a contract of insurance under title I of the National Housing Act; or
  - (3) Is a loan dealer and fails to submit to the Secretary information which is required by regulations or directives in connection with any loan that is covered by a contract of insurance under title I of the National Housing Act.
- (c) **Amount of penalty.** The maximum penalty is $12,567 for each violation, up to a limit of $2,513,215 for all violations committed during any one-year period. Each violation shall constitute a separate violation as to each mortgage or loan application.

## Notes

### Amendments

[65 FR 9087, Feb. 23, 2000, as amended at 72 FR 5588, Feb. 6, 2007; 77 FR 51468, Aug. 24, 2012; 78 FR 4059, Jan. 18, 2013; 81 FR 38935, June 15, 2016; 82 FR 24524, May 30, 2017; 83 FR 32793, July 16, 2018; 84 FR 9453, Mar. 15, 2019; 85 FR 13044, Mar. 6, 2020; 86 FR 14373, Mar. 16, 2021; 87 FR 24420, Apr. 26, 2022; 88 FR 9748, Feb. 15, 2023; 89 FR 13616, Feb. 23, 2024; 90 FR 24747, June 12, 2025]

### Authority

Authority: 12 U.S.C. 1701q-1, 1703, 1723i, 1735f-14, and 1735f-15; 15 U.S.C. 1717a; 28 U.S.C. 1 note and 2461 note; 42 U.S.C. 1437z-1 and 3535(d).

### Source

Source: 61 FR 50215, Sept. 24, 1996, unless otherwise noted.

### Amendments

[65 FR 9087, Feb. 23, 2000, as amended at 72 FR 5588, Feb. 6, 2007; 77 FR 51468, Aug. 24, 2012; 78 FR 4059, Jan. 18, 2013; 81 FR 38935, June 15, 2016; 82 FR 24524, May 30, 2017; 83 FR 32793, July 16, 2018; 84 FR 9453, Mar. 15, 2019; 85 FR 13044, Mar. 6, 2020; 86 FR 14373, Mar. 16, 2021; 87 FR 24420, Apr. 26, 2022; 88 FR 9748, Feb. 15, 2023; 89 FR 13616, Feb. 23, 2024; 90 FR 24747, June 12, 2025]