---
kind: "section"
citation: "24 C.F.R. § 1005.909"
title: "24"
number: "1005.909"
heading: "Appeals process."
url: "https://uscodex.org/cfr/24/1005.909"
---

# §1005.909. Appeals process.

- (a) Lenders denied participation in the [Section 184](/cfr/24/184.md) Program pursuant to [subpart B](/cfr/24/subpartB.md) of this part, or a Direct Guarantee Lender, Non-Direct Guarantee Lender, Holder, or Servicer subject to sanctions pursuant to [§ 1005.907](/cfr/24/1005.907.md), may appeal to HUD's Office of Loan Guarantee within 15 days, or other timeframe as prescribed in [Section 184](/cfr/24/184.md) Program Guidance. After consideration of the Lender, Direct Guarantee Lender, Non-Direct Guarantee Lender, Holder or Servicer's appeal, HUD shall advise the Lender, Direct Guarantee Lender, Non-Direct Guarantee Lender, Holder or Servicer in writing whether the denial is rescinded, modified or affirmed. The Lender, Direct Guarantee Lender, Non-Direct Guarantee Lender, Holder, or Servicer may then appeal such decision to the Deputy Assistant Secretary for Office of Native American Programs, or his or her designee. A decision by the Deputy Assistant Secretary or designee shall constitute final agency action.
- (b) Hearings to challenge the imposition of civil money penalties shall be conducted according to the applicable rules of [24 CFR part 30](/cfr/24/part30.md).

## Notes

### Authority

Authority: 12 U.S.C. 1715z-13a; 15 U.S.C. 1639c; 42 U.S.C. 3535(d).

### Source

Source: 89 FR 20056, Mar. 20, 2024; 89 FR 22084, Mar. 29, 2024, unless otherwise noted.