---
kind: "section"
citation: "24 C.F.R. § 100.141"
title: "24"
number: "100.141"
heading: "Definitions."
url: "https://uscodex.org/cfr/24/100.141"
---

# §100.141. Definitions.


As used in this subpart:

Lender means a person who engages in a residential real estate-related lending transaction.

Residential real estate-related lending transaction means the making of a loan:

- (1) For purchasing, constructing, improving, repairing, or maintaining a dwelling; or
- (2) **Secured by residential real estate.** Self-test means any program, practice or study a lender voluntarily conducts or authorizes which is designed and used specifically to determine the extent or effectiveness of compliance with the Fair Housing Act. The self-test must create data or factual information that is not available and cannot be derived from loan files, application files, or other residential real estate-related lending transaction records. Self-testing includes, but is not limited to, using fictitious credit applicants (testers) or conducting surveys of applicants or customers, nor is it limited to the pre-application stage of loan processing.

## Notes

### Amendments

[62 FR 66432, Dec. 18, 1997]

### Authority

Authority: 42 U.S.C. 3535(d), 3600-3620.

### Source

Source: 54 FR 3283, Jan. 23, 1989, unless otherwise noted.

### Amendments

[62 FR 66432, Dec. 18, 1997]