---
kind: "section"
citation: "20 C.F.R. § 422.405"
title: "20"
number: "422.405"
heading: "What notice will we send you about administrative wage garnishment?"
url: "https://uscodex.org/cfr/20/422.405"
---

# §422.405. What notice will we send you about administrative wage garnishment?

- (a) **General.** Before we order your employer to collect a debt by deduction from your disposable pay, we will send you written notice of our intention to do so.
- (b) **Contents of the notice.** The notice will contain the following information:
  - (1) We have determined that payment of the debt is past due;
  - (2) The nature and amount of the debt;
  - (3) Information about the amount that your employer could withhold from your disposable pay each payday (the payment schedule);
  - (4) No sooner than 60 calendar days after the date of the notice, we will order your employer to withhold the debt from your disposable pay unless, within that 60-day period, you pay the full amount of the debt or take either of the actions described in paragraphs [(b)(6)](#b-6) or [(7)](#b-7) of this section;
  - (5) You may inspect and copy our records about the debt (see [§ 422.420](/cfr/20/422.420.md));
  - (6) You may request a review of the debt (see [§ 422.425](/cfr/20/422.425.md)) or the payment schedule stated in the notice (see [§ 422.415](/cfr/20/422.415.md)); and
  - (7) You may request to pay the debt by monthly installment payments to us.
- (c) **Mailing address.** We will send the notice to the most current mailing address that we have for you in our records.
- (d) **Electronic record of the notice.** We will keep an electronic record of the notice that shows the date we mailed the notice to you and the amount of your debt.

## Notes

### Authority

Authority: Secs. 205(a), 702(a)(5) and 1631(d)(1) of the Social Security Act (42 U.S.C. 405(a), 902(a)(5) and 1383(d)(1)) and 31 U.S.C. 3720D.

### Source

Source: 68 FR 74184, Dec. 23, 2003, unless otherwise noted.

### Source

Source: 32 FR 13653, Sept. 29, 1967, unless otherwise noted.