---
kind: "unit"
title: "16"
title_heading: "Commercial Practices"
key: "chI/subchF"
level: "subchap"
label: "Subchapter F"
heading: "Fair Credit Reporting Act"
release: "ecfr-current"
date: "2026-08-27"
url: "https://uscodex.org/cfr/16/chI-subchF"
sections_count: 50
---

# Subchapter F — Fair Credit Reporting Act

Title 16 C.F.R. — Commercial Practices › Chapter I — Federal Trade Commission

## Contents

- [Part 600 — Part 600 [reserved]](/cfr/16/chI-subchF-part600.md)
- [Part 602 — Fair and Accurate Credit Transactions Act of 2003](/cfr/16/chI-subchF-part602.md)
- [Part 603 — Definitions](/cfr/16/chI-subchF-part603.md)
- [Part 604 — Fair Credit Reporting Act Rules](/cfr/16/chI-subchF-part604.md)
- [Part 609 — Free Electronic Credit Monitoring for Active Duty Military](/cfr/16/chI-subchF-part609.md)
- [Part 610 — Free Annual File Disclosures](/cfr/16/chI-subchF-part610.md)
- [Part 611 — Prohibition Against Circumventing Treatment as a Nationwide Consumer Reporting Agency](/cfr/16/chI-subchF-part611.md)
- [Part 613 — Duration of Active Duty Alerts](/cfr/16/chI-subchF-part613.md)
- [Part 614 — Appropriate Proof of Identity](/cfr/16/chI-subchF-part614.md)
- [Part 640 — Duties of Creditors Regarding Risk-Based Pricing](/cfr/16/chI-subchF-part640.md)
- [Part 641 — Duties of Users of Consumer Reports Regarding Address Discrepancies](/cfr/16/chI-subchF-part641.md)
- [Part 642 — Prescreen Opt-Out Notice](/cfr/16/chI-subchF-part642.md)
- [Part 660 — Duties of Furnishers of Information to Consumer Reporting Agencies](/cfr/16/chI-subchF-part660.md)
- [Part 680 — Affiliate Marketing](/cfr/16/chI-subchF-part680.md)
- [Part 681 — Identity Theft Rules](/cfr/16/chI-subchF-part681.md)
- [Part 682 — Disposal of Consumer Report Information and Records](/cfr/16/chI-subchF-part682.md)
- [Part 698 — Model Forms and Disclosures](/cfr/16/chI-subchF-part698.md)