---
kind: "section"
citation: "16 C.F.R. § 680.28"
title: "16"
number: "680.28"
heading: "Effective date, compliance date, and prospective application."
url: "https://uscodex.org/cfr/16/680.28"
---

# §680.28. Effective date, compliance date, and prospective application.

- (a) **Effective date.** This part is effective January 1, 2008.
- (b) **Mandatory compliance date.** Compliance with this part is required not later than October 1, 2008.
- (c) **Prospective application.** The provisions of this part shall not prohibit you from using eligibility information that you receive from an affiliate to make solicitations to a consumer if you receive such information prior to October 1, 2008. For purposes of this section, you are deemed to receive eligibility information when such information is placed into a common database and is accessible by you.

## Notes

### Authority

Authority: 12 U.S.C. 5519(d); 15 U.S.C. 1681s-3; 15 U.S.C. 1681s-3 note.

### Source

Source: 72 FR 61455, Oct. 30, 2007, unless otherwise noted.