---
kind: "section"
citation: "16 C.F.R. § 444.5"
title: "16"
number: "444.5"
heading: "State exemptions."
url: "https://uscodex.org/cfr/16/444.5"
---

# §444.5. State exemptions.

- (a) If, upon application to the Federal Trade Commission by an appropriate State agency, the Federal Trade Commission determines that:
  - (1) There is a State requirement or prohibition in effect that applies to any transaction to which a provision of this rule applies; and
  - (2) The State requirement or prohibition affords a level of protection to consumers that is substantially equivalent to, or greater than, the protection afforded by this rule;
- (b) [Reserved]

## Notes

### Authority

Authority: Sec. 18(a), 88 Stat. 2193, as amended 93 Stat. 95 (15 U.S.C. 57a); 80 Stat. 383, as amended, 81 Stat. 54 (5 U.S.C. 552).

### Source

Source: 49 FR 7789, Mar. 1, 1984, unless otherwise noted.