---
kind: "section"
citation: "13 C.F.R. § 120.1015"
title: "13"
number: "120.1015"
heading: "Risk Rating System."
url: "https://uscodex.org/cfr/13/120.1015"
---

# §120.1015. Risk Rating System.

- (a) **Risk Rating.** SBA may assign a Risk Rating to all SBA Lenders and Intermediaries on a periodic basis. Risk Ratings are based on certain risk-related portfolio performance factors as set forth in notices or SBA's SOPs and as published from time to time.
- (b) **Rating categories.** Risk Ratings fall into one of two broad categories: Acceptable Risk Ratings or Less Than Acceptable Risk Ratings.

## Notes

### Amendments

[73 FR 75519, Dec. 11, 2008, as amended at 85 FR 14781, Mar. 16, 2020]

### Source

Source: 72 FR 25194, May 4, 2007, unless otherwise noted.

### Authority

Authority: 15 U.S.C. 634(b) (6), (b) (7), (b) (14), (h), and note, 636(a), (h) and (m), 650, 687(f), 696(3) and (7), and 697(a) and (e); sec. 521, Pub. L. 114-113, 129 Stat. 2242; sec. 328(a), Pub. L. 116-260, 134 Stat. 1182.

### Source

Source: 61 FR 3235, Jan. 31, 1996, unless otherwise noted.

### Amendments

[73 FR 75519, Dec. 11, 2008, as amended at 85 FR 14781, Mar. 16, 2020]