---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "chI/part3/subpartH"
level: "subpart"
label: "Subpart H"
heading: "Establishment of Minimum Capital Ratios for an Individual Bank or Individual Federal Savings Association"
release: "ecfr-current"
date: "2026-08-27"
url: "https://uscodex.org/cfr/12/chI-part3-subpartH"
sections_count: 5
---

# Subpart H — Establishment of Minimum Capital Ratios for an Individual Bank or Individual Federal Savings Association

Title 12 C.F.R. — Banks and Banking › Chapter I — Comptroller of the Currency, Department of the Treasury › Part 3 — Capital Adequacy Standards

## Sections

- [§3.401. Purpose and scope.](/cfr/12/3.401.md)
- [§3.402. Applicability.](/cfr/12/3.402.md)
- [§3.403. Standards for determination of appropriate individual minimum capital ratios.](/cfr/12/3.403.md)
- [§3.404. Procedures.](/cfr/12/3.404.md)
- [§3.405. Relation to other actions.](/cfr/12/3.405.md)