---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "chI/part3/subpartB"
level: "subpart"
label: "Subpart B"
heading: "Capital Ratio Requirements and Buffers"
release: "ecfr-current"
date: "2026-08-27"
url: "https://uscodex.org/cfr/12/chI-part3-subpartB"
sections_count: 4
---

# Subpart B — Capital Ratio Requirements and Buffers

Title 12 C.F.R. — Banks and Banking › Chapter I — Comptroller of the Currency, Department of the Treasury › Part 3 — Capital Adequacy Standards

## Sections

- [§3.10. Minimum capital requirements.](/cfr/12/3.10.md)
- [§3.11. Capital conservation buffer and countercyclical capital buffer amount.](/cfr/12/3.11.md)
- [§3.12. Community bank leverage ratio framework.](/cfr/12/3.12.md)
- [§3.13-3.19. Reserved](/cfr/12/3.13-3.19.md)