---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "chVII/subchA/part712"
level: "part"
label: "Part 712"
heading: "CREDIT UNION SERVICE ORGANIZATIONS (CUSOs)"
release: "ecfr-current"
date: "2026-08-27"
url: "https://uscodex.org/cfr/12/chVII-subchA-part712"
sections_count: 10
---

# Part 712 — CREDIT UNION SERVICE ORGANIZATIONS (CUSOs)

Title 12 C.F.R. — Banks and Banking › Chapter VII — National Credit Union Administration › Subchapter A — Regulations Affecting Credit Unions

## Sections

- [§712.1. What does this part cover?](/cfr/12/712.1.md)
- [§712.2. How much can an FCU invest in or loan to CUSOs, and what parties may participate?](/cfr/12/712.2.md)
- [§712.3. What are the characteristics of and what requirements apply to CUSOs?](/cfr/12/712.3.md)
- [§712.4. What must a FICU and a CUSO do to maintain separate corporate identities?](/cfr/12/712.4.md)
- [§712.5. What activities and services are preapproved for CUSOs?](/cfr/12/712.5.md)
- [§712.6. What activities and services are prohibited for CUSOs?](/cfr/12/712.6.md)
- [§712.8. What transaction and compensation limits might apply to individuals related to both an FCU and a CUSO?](/cfr/12/712.8.md)
- [§712.9. Reserved](/cfr/12/712.9.md)
- [§712.10. How can a state supervisory authority obtain an exemption for FISCUs from compliance with § 712.3(d)(1), (2), and (3)?](/cfr/12/712.10.md)
- [§712.11. What requirements apply to subsidiary CUSOs?](/cfr/12/712.11.md)