---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "chII/subchA/part205"
level: "part"
label: "Part 205"
heading: "Electronic Fund Transfers (regulation E)"
release: "ecfr-current"
date: "2026-08-27"
url: "https://uscodex.org/cfr/12/chII-subchA-part205"
sections_count: 19
---

# Part 205 — Electronic Fund Transfers (regulation E)

Title 12 C.F.R. — Banks and Banking › Chapter II — Federal Reserve System › Subchapter A — Board of Governors of the Federal Reserve System

## Sections

- [§205.1. Authority and purpose.](/cfr/12/205.1.md)
- [§205.2. Definitions.](/cfr/12/205.2.md)
- [§205.3. Coverage.](/cfr/12/205.3.md)
- [§205.4. General disclosure requirements; jointly offered services.](/cfr/12/205.4.md)
- [§205.5. Issuance of access devices.](/cfr/12/205.5.md)
- [§205.6. Liability of consumer for unauthorized transfers.](/cfr/12/205.6.md)
- [§205.7. Initial disclosures.](/cfr/12/205.7.md)
- [§205.8. Change in terms notice; error resolution notice.](/cfr/12/205.8.md)
- [§205.9. Receipts at electronic terminals; periodic statements.](/cfr/12/205.9.md)
- [§205.10. Preauthorized transfers.](/cfr/12/205.10.md)
- [§205.11. Procedures for resolving errors.](/cfr/12/205.11.md)
- [§205.12. Relation to other laws.](/cfr/12/205.12.md)
- [§205.13. Administrative enforcement; record retention.](/cfr/12/205.13.md)
- [§205.14. Electronic fund transfer service provider not holding consumer's account.](/cfr/12/205.14.md)
- [§205.15. Electronic fund transfer of government benefits.](/cfr/12/205.15.md)
- [§205.16. Disclosures at automated teller machines.](/cfr/12/205.16.md)
- [§205.17. Requirements for overdraft services.](/cfr/12/205.17.md)
- [§205.18. Requirements for financial institutions offering payroll card accounts.](/cfr/12/205.18.md)
- [§205.20. Requirements for gift cards and gift certificates.](/cfr/12/205.20.md)