---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "chII/subchA/part204"
level: "part"
label: "Part 204"
heading: "Reserve Requirements of Depository Institutions (regulation D)"
release: "ecfr-current"
date: "2026-08-27"
url: "https://uscodex.org/cfr/12/chII-subchA-part204"
sections_count: 25
---

# Part 204 — Reserve Requirements of Depository Institutions (regulation D)

Title 12 C.F.R. — Banks and Banking › Chapter II — Federal Reserve System › Subchapter A — Board of Governors of the Federal Reserve System

## Sections

- [§204.1. Authority, purpose and scope.](/cfr/12/204.1.md)
- [§204.2. Definitions.](/cfr/12/204.2.md)
- [§204.3. Reporting and location.](/cfr/12/204.3.md)
- [§204.4. Computation of required reserves.](/cfr/12/204.4.md)
- [§204.5. Maintenance of required reserves.](/cfr/12/204.5.md)
- [§204.6. Charges for deficiencies.](/cfr/12/204.6.md)
- [§204.7. Supplemental reserve requirement.](/cfr/12/204.7.md)
- [§204.8. International banking facilities.](/cfr/12/204.8.md)
- [§204.9. Emergency reserve requirement.](/cfr/12/204.9.md)
- [§204.10. Payment of interest on balances.](/cfr/12/204.10.md)
- [§204.121. Bankers' banks.](/cfr/12/204.121.md)
- [§204.122. Secondary market activities of international banking facilities.](/cfr/12/204.122.md)
- [§204.123. Sale of Federal funds by investment companies or trusts in which the entire beneficial interest is held exclusively by depository institutions.](/cfr/12/204.123.md)
- [§204.124. Repurchase agreement involving shares of a money market mutual fund whose portfolio consists wholly of United States Treasury and Federal agency securities.](/cfr/12/204.124.md)
- [§204.125. Foreign, international, and supranational entities referred to in §§ 204.2(c)(1)(iii)(E) and (f)(1)(iv)(E) and 204.8(a)(2)(i)(B)( 5 ).](/cfr/12/204.125.md)
- [§204.126. Depository institution participation in “Federal funds” market.](/cfr/12/204.126.md)
- [§204.127. Nondepository participation in “Federal funds” market.](/cfr/12/204.127.md)
- [§204.128. Deposits at foreign branches guaranteed by domestic office of a depository institution.](/cfr/12/204.128.md)
- [§204.130. Eligibility for NOW accounts.](/cfr/12/204.130.md)
- [§204.131. Participation by a depository institution in the secondary market for its own time deposits.](/cfr/12/204.131.md)
- [§204.132. Treatment of loan strip participations.](/cfr/12/204.132.md)
- [§204.133. Multiple savings deposits treated as a transaction account.](/cfr/12/204.133.md)
- [§204.134. Linked time deposits and transaction accounts.](/cfr/12/204.134.md)
- [§204.135. Shifting funds between depository institutions to make use of the low reserve tranche.](/cfr/12/204.135.md)
- [§204.136. Treatment of trust overdrafts for reserve requirement reporting purposes.](/cfr/12/204.136.md)